Financial Health

Do you feel like you never have enough time or energy to take actions that will make you more money? Rachel Rodgers, author of We Should All Be Millionaires, says this is the trap most people—especially women—fall into early on in their careers. Get the job. Go to work. Get promoted. It all seems so simple, so formulaic at the beginning. But when reality sets in, you realize there was so much more you could have been doing to obtain financial security and financial freedom for yourself. As is evident in the title of her first book, Rodgers not only...

Image by Chelsea Sanders I believe every woman should want to be a millionaire. Every woman needs to see at least seven zeros in her bank account, at the bottom of her own balance sheet, and in her cumulative net worth. Every woman needs to know what it feels like to wield economic power. That’s how we make change. That’s how we serve our children. That’s how we serve the world. I want you to know what it feels like to be a millionaire. To own a home with no mortgage. To have the freedom to leave a job you...

Executive Summary Furthering your business education can be an affordable investment in your future with long-term benefits. But, before you begin, it’s essential to know what kind of expenses to expect and how to budget for them. Unwilling to let a lack of finances stop her from pursuing the education of her dreams, Laurie Pickard set out blaze a unique educational path that would eventually pave the way for others like her. Whether you’re looking for a career change or merely looking to supplement your skills, consider online resources such as MOOCs that are often free to audit. Don’t be...

Several federal, state, local and private organizations have implemented programs to support businesses that are struggling because of the coronavirus and the related economic downturn. As of April 21st, here is a list of loans, benefits, and programs: Federal Programs The federal government has issued three major pieces of legislation to address the needs of the country during the pandemic. The main piece of legislation directed toward small businesses is the CARES Act. According to the SBA, since its inception, 14 million businesses have already applied for the programs included in the CARES Act. Currently Congress is voting on a...

Executive Summary When you commit to improving your credit score, it can feel like a game of Jenga. One wrong move and the tower could come crumbling down. Through the story of his debtless intern, Certified Financial Planner and author of Soldier of Finance Jeff Rose shows how to build good credit even if you have no credit to start with. It seems responsible to live life without debt. If you plan on using loans to buy a house or car, however, demonstrating that you can pay the debt you accrue is just part of the deal. Rose suggests four...

Executive Summary It’s rare to create a product that is like a fingerprint - unique and unattainable by any other company except yours. The way to achieve product differentiation hasn’t changed, but the environment in which you have to differentiate has. Low interest rates, economic unrest in Asia and beyond, minimal inflation, and an integrated global economy have changed the game for businesses. In this new reality, product quality is a given, and companies can no longer expect that consumers will pay for their inefficiencies. To gain a competitive advantage in business, management will need to focus on real issues...